Auto Insurance Rates Are Based on Location New Jersey auto insurance rates depend on where the vehicle is registered. The insurance industry argues for higher rates in urban areas due to more accidents, theft, and vandalism. | |
TERRITORY | 2006 PREMIUM* |
Newark | $1,180 |
Belleville / Irvington | $1,125 |
Jersey City | $1,118 |
East Orange / Orange | $1,111 |
Paterson | $1,084 |
Elizabeth | $1,046 |
Atlantic City | $1,033 |
Camden | $1,027 |
PLAINFIELD | $1,019 |
Perth Amboy | $988 |
Trenton | $894 |
New Brunswick | $833 |
Morriston / Somerville | $684 |
*Allstate rates for a 35-year-old unmarried male who drives 2004 Buick Century Custom GS 4-door sedan with full coverage. Based on data in the Star-Ledger, Sunday, January 28, 2007. SOURCE: NJ Dept. of Banking & Insurance. (Some towns ranking BENEATH Plainfield have been omitted.) See: http://www.state.nj.us/dobi/territry.htm |